Florida vs Georgia Prediction, Pick, College Football Odds for Saturday, October 31

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The Florida Gators take on the Georgia Bulldogs in Atlanta, Georgia, on Saturday, Oct. 31. Kickoff is set for 3:30 p.m. ET on ABC.

Georgia is favored by -11.5 points on the spread with a moneyline of -440. Florida, meanwhile, enters as a +11.5 underdog and is +340 on the moneyline to pull off the upset. The over/under sits at 55.5 total points.

Here’s my Florida vs. Georgia prediction and college football pick for Saturday, October 31.

• Florida vs. Georgia Pick: Over 55.5 (-120 or Better) · Jadan Baugh Anytime TD (-180)

My Georgia vs. Florida best bet is on both teams to go over the total and Gators running back Jadan Baugh to score a touchdown. Find the best line available on our live NCAAF odds page.

Florida vs Georgia Odds

• Florida vs Georgia point spread: Georgia -11.5 (-108), Florida +11.5 (-112)
• Florida vs Georgia over/under: 55.5 (-110o / -110u)
• Florida vs Georgia moneyline: Florida +340, Georgia -440

Florida entered the bye week on a high note, beating a top-10 team on the road for the first time since 2012.

The Gators remain at two losses on the season in the thick of the SEC race and a potential spot in the College Football Playoff, but a date with Georgia in the World’s Largest Outdoor Cocktail Party comes first.

The biggest takeaway from the victory over Texas came from backup quarterback Tramell Jones Jr. tossing a couple of touchdowns in a mistake-free game.

The sophomore completed 22-of-35 passes while chipping in 50 rushing yards with an even split of scrambles and designed run calls.

On the other side, the defense continues to rank as one of the best in the nation when creating chaos. The top-10 Havoc numbers are led by 53 tackles for loss, nine forced fumbles and 34 passes defensed.

Five players on the defensive line have generated double-digit pressures, while seven different defenders have multiple pass breakups.

The issue with Florida’s defense is its performance close to the goal line, ranking 95th in red-zone defense. The Gators have allowed 40 opponent possessions to cross the 40-yard line and are giving up an average of 4.4 points per trip .

Georgia’s first loss to Auburn in nine years comes as a result of ball protection. Quarterback Gunner Stockton was responsible for two interceptions and a fumble, an uncharacteristic set of events for the senior.

Up until the Alabama game in Week 6, Stockton managed to throw just six interceptions and lose three fumbles since the beginning of the 2025 season.

In the past two games, the Georgia quarterback has committed two fumbles and three interceptions .

There’s the case that Stockton had too much of the load against Auburn, taking a critical hit in the first series of the game.

Running back Chauncey Bowens has missed multiple games with injury, while Nate Frazier was ineffective coming off a rib injury, finishing with less than 20 rushing yards.

The bye week should provide the best health for the offense in weeks, as head coach Kirby Smart described Bowens as day-to-day. Stockton should also be fully recovered from any shoulder or concussion symptoms.

The Bulldogs defense continues to be one of the best nationally in defending the run, ranking top-25 in Rushing Success Rate allowed and Defensive Line Yards.

Georgia grades out as one of the best tackling teams nationally, as no individual player has missed more than five tackles this season .

Cornerback Ellis Robinson IV has been one of the best at shutting down wideouts all season with five pass breakups and an interception.

Defensive coordinator Glenn Schumann has been excellent in disguising blitzes this season, as the highest tally of pressures this season comes from linebackers Chris Cole and Raylen Wilson.

The Gators have struggled to run the ball of late, posting a Stuff Rate above the national average in the last three SEC contests against Texas, South Carolina and Missouri.

Florida has three primary run concepts in the arsenal: outside zone, counter and power.

The most successful and explosive of the group comes from power attempts with a heavy box, led by running back Jadan Baugh. The junior has 100 more rushing attempts than any other player on the team, running an even split of zone read and non-zone read concepts.

Despite the highly successful numbers against zone read and counter, Georgia has been horrific against power concepts this season .

The Bulldogs have elite numbers in Defensive Finishing Drives and red-zone prevention, ranking fifth in red-zone drives allowed. Although only 15 drives have passed the Georgia 20, the Bulldogs have allowed 14 scores, with 11 of the 15 drives resulting in a touchdown .

On the other side of the ball, Georgia has been a pure zone-read team with a heavy batch of inside zone with 11 and 12 personnel.

Nearly every run concept from the Bulldogs comes in well above the national average in Success Rate and EPA, but inside and outside zone read produce an explosive on one of every five attempts.

Florida has been successful against outside zone but has yet to see an offense execute with two-tight end sets.

Georgia should thrive in passing downs, as the Gators sit outside the top 90 in Success Rate and EPA allowed when opponents are off schedule .

Action Network’s Betting Power Ratings call for Georgia to be favored by 10, giving Florida a slight edge in the spread department. Any number at 13 or better will generate Gators tickets, while any dip below 11 is sure to see steam on the Bulldogs.

The better wager comes on the over for a number of reasons.

Florida has been putrid at keeping opponents out of scoring position and the end zone this season. On the other side, Georgia defense has been dominated by power run concepts, so Baugh should find a way to put Florida on the board.

Jones is also an X-factor, as offensive coordinator Buster Faulkner will have an expanded playbook for the sophomore and starter Aaron Philo.

Picks: Over 55.5 (-120 or Better) · Jadan Baugh Anytime TD (-180)